Choosing where to get a credit card might not seem like a big deal at first. Opening a credit card account is, however, a big step to take and can mean more trouble and debt than financial freedom. Choosing where to get your credit card is also key to ensure you get the best possible services and benefits. Having a credit card has its benefits too – we’re not saying don’t get a credit card, simply that you should choose wisely.
In this post, we take a look at some of the best credit card options on offer for 2018 – making your life a little easier and saving you some time in looking for the best credit cards. Let’s get started!
You won’t get charged an annual fee when opening your Discover it® Cashback Match™ credit card account, and you will have many rewards and benefits to look forward to. Get up to 5% of your cash back at selected retailers, enjoy 1% cash back at other stores and don’t have to worry about your rewards expiring.
Enjoy your first 21 months with 0% Intro APR on Balance Transfers and Purchases when getting your Citi® Diamond Preferred® Credit Card and 14.24% – 24.24% after your first 21 months, depending on your credit record. This is a great credit card for balance transfers, and you won’t pay any annual fees!
With the Blue Cash Everyday® Card from American Express, you’ll be able to get $150 back when you spend $1000 on the card within the first 3 months. This credit card is best for everyday spending, because of the fantastic cashback offers you will be enjoying. You also won’t have to pay any annual fees.
With this plastic wonder from Capital One, you are able to swipe and earn up to 50 000 miles. This credit card is great for frequent flyers, earning you about 2 miles per every dollar spent on the card. You will, however, have to pay an annual fee of $95 after your first year. But, you can rest assured that you won’t be losing out on any miles you have earnt during the whole time you have the account, as miles will accumulate and won’t expire.
This is your go-to card if you are a business owner. Enjoy a bonus of $500 after you have spent $4 500 on your account within the first three months, and earn a fantastic 2% cashback on purchases. What’s more, is you will be able to get additional cards for employees for free while earning rewards as they spend too.
There you have it – whether you need a credit card for personal or business purposes, you are sure to find something in our list to benefit from. Be sure to do your homework however and ensure you are comfortable opening a credit card account with any financial service provider before blindly committing. Also, note that you will only be able to apply for one of these credit cards if your credit score is above standard.